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Mortgage. rate for 15-year, fixed-rate home loans rose this week to 3.64% from 3.62% last week. After peaking at nearly 5%.

See today's 15 year fixed mortgage rates. Get your refinance rates online with Reali Loans and see how much you can save today.

[Operator Instructions] After. of mortgage spreads in the fourth quarter, we viewed certain 30-year fixed rate sectors is providing more attractive risk adjusted returns than 15-year fixed.

Mortgage rates tend to be lower with 15-year fixed mortgages than 30-year fixed mortgage rates because lenders take into consideration that you’ll pay back the loan in a shorter amount of time. This can be advantageous to the lender as it can recoup the loan in half the time as a typical mortgage.

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 · That remained constant at 4.22%. The 15-year fixed rates are now at 3.67%. The 5/1 arm mortgage for VA is now at 4.17%. 15 year fixed mortgage rate Explained. 15 year fixed mortgage is a loan program where the monthly payment (principal and interest) of the loan does not change during the 15 year.

30 Yr Fixed Interest Rate Today Home Loan Mortgage Rate Get the latest mortgage rates for purchase or refinance from reputable lenders at realtor.com. Simply enter your home location, property value and loan amount to compare the best rates.For more information on current mortgage rates or for state specific mortgage rates, please visit http://www.lendingtree.com/mortgage-loans/rates/. The LendingTree Weekly Mortgage Rate Pulse is.

Today’s Fifteen Year Mortgage Rates 15 vs 30 Year Loans. The most popular mortgage product across the United States is the 30-year fixed-rate mortgage. The reason most buyers opt for a 30-year fixed rate is they are guaranteed a stable monthly payment and the longer loan duration means they do not have a high monthly payment.

Mortgage rates were officially lower today, despite some weakness in the bond market. Highest rates in more than 7 years in Oct/Nov. 8-month lows by the end of the year This is a bit of a.

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Today’s low interest rate for a 15-year fixed is 3.75% (4.214% APR), and the interest rate for a 30-year fixed is 4.25% (4.54% APR). Why You Should Choose Quicken Loans You’ll get a completely online application process with less paperwork, and you can track the status of your mortgage application.