Income For Mortgage Loan Estimate the home price you can afford by inputting your monthly income, expenses and specified mortgage rate. Adjust the loan terms from 15-, 20- and 30-year mortgages and see your estimated home price, loan amount, down payment and monthly payments change. Update your inputs and find the mortgage you can afford with our affordability calculator.

Many homeowners have trouble saving because of their mortgage payments. Here's how to figure out how much mortgage you can reasonably.

Multiply it by 25% to get your maximum mortgage payment. If you earn $5,000 a month, that means your monthly house payment should be no more than $1,250. The calculator below will show you a ballpark figure for how much house you can afford based on your down payment amount and maximum house payment. How Much House Can I Afford?

Calculate how much house you can afford with our home affordability calculator. See how much of a down payment you really need.

This formula can help you crunch the numbers to see how much house you can afford.Using Bankrate.com’s tool to calculate your mortgage payments can take the work out of it for you and help you.

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