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Child support payments do not directly impact your ability to get a mortgage; instead, it all depends on whether your income qualifies you for one, our experts say. One of the major aspects of your finances that a lender will look at when considering you for a loan is your debt-to income ratio.

If you pay child support. A: The new Ability to Repay (ATR) rules which took effect on January 10, 2014 most definitely states that any child support obligations are indeed treated as debts. This is true of all required contractual obligations and includes alimony as well, and if there is a court decree for a mandated amount, this amount would be included in the calculation.

Can child support arrears prevent an FHA loan from being approved, even if regular payments have been automatically taken out for the last few years.? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

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How to Calculate Child Support. Child support is designed to cover a child’s basic needs, including food, clothing, and other care (such as medical insurance). It is also designed to allow a child to partake of the lifestyle of the.

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FHA Loan Answers: Child Support and Debt-To-Income Ratios. A reader asks, "What about Child Support?My mortgage broker said that if it doesn’t come up on credit report it will not count as a deduction.

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Child support is an obligation that counts as a debt when you qualify for a mortgage. Back child support, also called delinquent child support or child support arrearage, is more than an.

You can make a single debit or credit card payment by accessing: www.childsup.ca.gov. smart phone Payments. california child support mobile application. The California Department of Child Support Services (DCSS) now offers the ease and convenience of using our free mobile application to access your child support account.